IMAGE DISTRIBUTED FOR MASTERCARD WORLDWIDE - Ajay Banga, MasterCard Worldwide President and CEO (right), discusses the benefits of the South African Social Security Agency (SASSA) Debit MasterCard card with Hilda Nkantini (left) at the Elias Motsoaledi settlement in Soweto outside Johannesburg on Wednesday Jan 16, 2013. Nkantini is one of the nearly six million South Africans who now receive their social grant payments securely and conveniently by using the Debit MasterCard card, which can also be used to pay for purchases, check balances and withdraw cash largely without incurring transaction fees. By the first half of 2013, an estimated 10 million South Africans - nearly one-fifth of the country's population – will be brought into the country's formal banking sector as a result of this card. (Nadine Hutton/AP Images for MasterCard Worldwide)
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